Savings Plan

[BenPass]

Hey all, I just started a savings plan for my next saber. I know, I'm addicted. Here's what I'm doing: whenever I have a bit of extra money, I'm going to buy an US gift certificate and email it to myself. That way I don't take a huge hit in the bank account or credit card when I want a new saber. Has anyone else considered doing this?

[Master Nero Attoru]

Hey all, I just started a savings plan for my next saber. I know, I'm addicted. Here's what I'm doing: whenever I have a bit of extra money, I'm going to buy an US gift certificate and email it to myself. That way I don't take a huge hit in the bank account or credit card when I want a new saber. Has anyone else considered doing this?

I hadn't considered it, but man is that a good idea.  Point for you!

I generally have an "overage" amount built into my budget.  After expenses and various savings are subtracted from my paycheck, what remains is what I can spend frivilously.  I try to put this money away if possible, especially since I have periods of overspending I have to compensate for, but once in a while I'll save it up towards a saber.

[Veldryne]

ben thats a great idea, im going to have to copy that, do like 20$ per paycheque or something

[BenPass]

Glad you both like the idea! See, I don't make a whole lot of money on my paycheques and most of what I do make it taken up in savings for the wedding and paying off the credit card bill that I've accrued from spending more than I've been paying. You may remember that I was debt free back in May, but between buying the Luke ROTJ that Ultra's converting, buying the flash handle and electronics for my custom build and a bunch of car repairs, I'm back in debt again...annoying, but it's being chipped away at. I figured that if I could save the majority of my money for the wedding and starting out married life, then I could put a little bit, $20-$25 each week or so into savings for a saber Glad to inspire others to save for sabers!

[JediShadow]

Have to agree that this is a really great plan. I just got paid today for helping with band camp and i get paid tomorrow for my actual job so this may be the perfect time to set aside some money. Thanks for the idea!

[Manroon]

Good Plan!

Me, my strategy is somewhat similar, if slower. I have a soda bottle I stick all my dimes in whenever I get home and have change in my wallet. When that builds up, it turns into saber money.

[Daniel Anteron]

Very cool idea. For me personally I just take and put 100 dollars into my savings account. And I don't touch it. Though make sure you don't link it to your checking account.

[BenPass]

Again, glad to help inspire everyone! I was so happy when I saw that you could buy gift certificates now.

@Daniel - That's what I do for the wedding...slow but sure. That's why I wanted something that wasn't connected to the bank...this way it doesn't make it seem that I'm taking from the pot that we've been saving, and it becomes a nice surprise when I've got enough money

[Daniel Anteron]

Again, glad to help inspire everyone! I was so happy when I saw that you could buy gift certificates now.

@Daniel - That's what I do for the wedding...slow but sure. That's why I wanted something that wasn't connected to the bank...this way it doesn't make it seem that I'm taking from the pot that we've been saving, and it becomes a nice surprise when I've got enough money

Ah got ya. It's certainly not a bad idea taking those gift cards. I can totally see someone who's not very good with budgeting their money using this as an alternative way of saving up money for a saber. Or if they wanted to use it like how you're doing.

[BenPass]

Ooh, I just discovered that you DO get reward points for buying the gift certificates...makes saber buying easier on all fronts